Author name: Sainz Santiago

The Corporate Net-Zero Playbook: How Companies Are Using AI to Decarbonize Their Operations

Author: Santiago Sainz DOI: https://doi.org/10.5281/zenodo.20356457 Podcast on this Report: ABSTRACT This report provides the first rigorous, firm-level framework for assessing, building, and communicating corporate AI-for-climate capability. Using the firm — not the country, bloc, or sector — as the primary unit of analysis, it introduces two original analytical tools: the Corporate Climate AI Maturity Matrix […]

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European Tech Advantage: Strategic Strengths, Global Positioning, and Methodological Framework for Assessing

Author: Santiago Sainz, DOI: https://doi.org/10.5281/zenodo.20182161 Podcast on this Report: ABSTRACT This article examines Europe’s competitive position in critical and frontier technologies, assessing where the European Union holds measurable or plausible strategic strength relative to the United States and China. Drawing on official European Commission documents—including the Competitiveness Compass, the Strategic Technologies for Europe Platform (STEP),

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Public debt, interest rates and the crowding‑out of private investment in the European Union: an Austrian‑economics reinterpretation

Author: Santiago Sainz 1. Introduction Since the global financial crisis of 2008 and, especially, since the COVID‑19 pandemic, public debt ratios in the European Union have risen to structurally higher levels than those observed in previous decades. This process has been accompanied by a prolonged period of extraordinarily low, and at times negative, real interest

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Spain’s labour market and its structural gap with major EU economies

1. Executive summary This report analyzes why Spain combines robust post‑pandemic job creation and record employment with persistently high unemployment, especially among young people and the long‑term unemployed, as well as widespread job instability, in‑work poverty and strong regional and social disparities, compared with major EU economies such as France, Germany, Italy, Portugal and Ireland.

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Sustainable finance and AI: ESG risk assessment with machine learning

Overview This comprehensive report examines how artificial intelligence and machine learning technologies are transforming environmental, social, and governance (ESG) risk assessment in financial markets. By integrating advanced computational methods with rigorous financial theory and ethical frameworks, ESG-AI systems enable institutions to move beyond aspirational sustainability commitments toward measurable, verifiable, and operationally embedded ESG integration. The

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Evolución de Precios de Vivienda y Alquileres en Zaragoza 2025

Tabla de Contenidos 1. Introducción 1.1. Justificación y Objetivos El mercado inmobiliario residencial constituye uno de los ejes estructurantes de la dinámica socioeconómica urbana contemporánea. En el contexto español, la última década ha presenciado oscilaciones significativas en los precios de vivienda, accesibilidad y patrones de inversión, fenómenos que adquieren particular relevancia en ciudades intermedias como

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Analysis of the European electric vehicle market.

Executive Summary The European electric vehicle market demonstrates robust growth momentum, achieving a record 15.8% market share for battery-electric vehicles (BEVs) by August 2025, representing a significant increase from 12.6% in the previous year. This growth trajectory, with 1.54 million BEVs registered through August 2025 marking 27% growth compared to 2024, reflects sustained consumer adoption

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Transformations and Challenges for the 2030 Agenda: Global Diagnostic, Critical Gaps, and Prospective Scenarios for SDG Implementation in 2025

Table of contents: Executive Summary This report delivers a comprehensive and critical evaluation of the global implementation of the Sustainable Development Goals (SDGs) as the 2030 deadline approaches. The analysis incorporates the latest empirical data, peer-reviewed scholarship, and the findings of official international assessments. Evidence presented herein demonstrates that, whilst the SDGs have catalysed important

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Analysis of the international Stock Market situation (Summer 2025)

Table of Contents Executive Summary This comprehensive report investigates the international stock market dynamics of Summer 2025 a period characterized by notable volatility, sectoral realignments, and divergent monetary policies across regions. The analysis integrates real-time market data, recent policy developments, and academic frameworks rooted in the Austrian School of Economics, particularly as articulated by Professor

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Analysis of the Real Estate Market in Spain

Table of Contents Executive Summary This report provides a comprehensive analysis of the Spanish real estate market as of 2025, focusing on the emergence of bubble-like conditions and the structural factors underpinning the persistent supply-demand imbalance. Drawing on official data from the Bank of Spain, INE, the Ministry of Housing, and leading sectoral research, the

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